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Board of Directors

Mr. Krishan Kant Rathi- Independent Director

He holds a bachelor’s degree in commerce and is a qualified Chartered Accountant (CA) and Company Secretary (CS) with more than 25 years of professional experience in finance and accounting functions. He has worked as the CFO of Future Group and had done assignments for RPG Group and Rajan Raheja Group occupying senior position. Mr. Rathi serves as the Chief Executive Officer of Future Ventures India Ltd.

Mrs. Kalpana Iyer, Independent Woman Director

She is the former director of Positron Advisory Services. She was also the Sr. Vice President at Citibank where she was in charge of the new initiative in retail banking- women's banking, with the aim to structure products, services and delivery of banking products to cater specifically at women customers. In addition, she also headed the microfinance initiative for consumer banking.

She is a Bachelor in Commerce and a Chartered Accountant and has over 24 years of experience in retail banking and finance sector having a wide array of skill sets. She is presently working as a management consultant at IncValue Advisors Pvt Ltd.

Mr. Sandeep Tandon - Independent Director

Mr. Sandeep Tandon Co-founded Accelyst Solutions Pvt. Ltd. in 2010 and has been its Chief Business Officer since September 1, 2015. He serves as Managing Director at Tandon Technology Ventures (Tandon Group). He serves as Managing Director and Chairman of the Board at Infinx Services Private Limited. He also serves as the Chairman and Managing Director at Infinx Healthcare.

He has been involved in the technology industry for over 20 years. During this time he has contributed significantly to the growth of Information Technology exports from India. He was co-founder and a former director of IQ Back Office-a leading Accounts Payable Processing company. He was also a co-founder and Director at Freecharge.com-among India’s fastest growing internet commerce ventures. He is active in the Angel Investor community and serves as a mentor to various technology start-ups.

He has served as Chairman of the Electronics Computer Software Export Promotion Council (ESC) and is a member of Young President Organization (Mumbai Chapter).

He completed his Bachelor’s and Master’s in Electrical Engineering from the University of Southern California.

Mr. K. R. Kamath - Investor Nominee Director (on behalf of “Kedaara Capital”)

Mr. K.R. Kamath is the former Chairman & Managing Director of Punjab National Bank (2009-14). He also served as Chairman of PNB Housing Finance Ltd. at that time, and oversaw the transformation and rapid growth of that business. Prior to his assignment at PNB, Mr. Kamath spent almost three decades in Corporation Bank, before moving on to Bank of India as Executive Director and then to Allahabad Bank as Chairman & Managing Director.Industry leading experience as Banker and CEO

  • Over six years stint as Banking CEO of leading Public Sector Banks (PSBs) - Punjab National Bank (PNB) for 5 years and Allahabad Bank 15 months.
  • Chairman Indian Banks Association for two years –led development of sound and progressive baking policies.
  • Consistently figuring in the Top 100 India Inc. Most Powerful CEOs surveyed by Economic Times during 2010-2014.

Mr. Kamath has Pan India exposure of working in all geographies in four different PSBs with different work cultures spanning over 38 years.

Mr. Vivek Vig- Investor Nominee Director (on behalf of “Partners Group”)

Mr. Vivek Vig is a Post-Graduate from the Indian Institute of Management (Bangalore). Since then he has gained over 30 years of Retail Banking experience in India and different parts of the globe. From IIM campus he joined Citibank N.A., India in 1986. There he served in various capacities with the Consumer Bank till 1992.

Between 1992 and 2004, he held senior business positions overseas in Citibank as Director (Marketing)–Samba, Saudi Arabia and Business Head –Poland & Taiwan. After this, he was appointed as the Country Head (Consumer) of Citibank, Turkey and Saudi Arabia. After Citibank, he joined Centurion Bank of Punjab in 2004, as the Country Head (Retail Bank), where the Bank acquired Bank of Punjab and Lord Krishna Bank before its merger with HDFC Bank Ltd., in 2008. Later, he joined Destimoney Group of Companies as the Managing Director & Group CEO., which was recently sold to a Global PE fund.

Mr. Nishant Sharma- Investor Nominee Director (on behalf of “Kedaara Capital”

Mr. Nishant Sharma is a Co-Founder & Managing Director of Kedaara Capital Advisors LLP, an investment advisory firm focused on India.

Prior to Kedaara Mr. Nishant Sharma has served as a Principal at the global private equity firm, General Atlantic, which he joined in 2006. He was a senior member of the India investment team. He has over 10 years of investment advisory experience across financial services (including banking & finance), consumer, information technology and healthcare. He co-led GA’s investments in IndusInd Bank, Jubilant Life sciences, IBS Software and Cyient. Previously, he has worked with McKinsey and Company, and the Bill and Melinda Gates Foundation. Mr. Nishant Sharma holds an MBA from the Harvard Business School, and a Masters and Bachelors in Biochemical Engineering and Biotechnology from Indian Institute of Technology, Delhi.

Mr. Manas Tandon- Investor Nominee Director (on behalf of “Partners Group”)

Mr. Manas Tandon, Managing Director, Private Equity India Manas Tandon is part of the Asia private equity team, based in Mumbai. He has over 17 years of industry experience. Prior to joining Partners Group, he worked at TPG and his prior assignments include Matrix Partners and Cisco Systems.

He holds an MBA in Finance from The Wharton School where he was a Palmer Scholar and a Bachelor's degree in Electrical Engineering from The Indian Institute of Technology. Mr. Tandon is a member of the Mumbai chapter of the Entrepreneurs' Organization.

Mr. Kartikeya Kaji - Investor Nominee Director (on behalf of “Kedaara Capital”)

Mr. Kartikeya Kaji is a Principal at Kedaara Capital Advisors LLP, a private equity advisory firm focused on India. Kedaara offers solution-oriented capital combining deep strategic & operational expertise in focused sectors, consultative approach and global connectivity to deliver superior returns.

He joined Kedaara in 2013, and primarily focuses on evaluating investment opportunities in the financial services sector. He advised on Kedaara’s investments in Au Small Finance Bank, Aavas Financiers, and Spandana Sphoorty Financial, and is actively involved in assisting and guiding on various value creation initiatives at each of these companies. He also spent a year on secondment to the London office of Kedaara’s global partner, Clayton Dubillier & Rice, where he advised on the firm’s investment in the industrial packaging business Mauser.

Prior to joining Kedaara, He served as an Associate Director in the Mumbai office of the global investment firm Temasek Holdings, where he focused on public and private market investments in the financial services, telecom, and technology sectors. Previously, He worked as investment banker in New York, first at Merrill Lynch & Co., and then at leading boutique firm Perella Weinberg Partners. He also worked as a Summer Associate at the global private equity firm Warburg Pincus.

He holds MBA from The Wharton School of the University of Pennsylvania, and a Bachelor of Arts in Economics from Dartmouth College. He is a member of the Mumbai chapter of the Entrepreneurs’ Organization.

Mr. Sushil Kumar Agarwal - Whole Time Director and CEO

He is a Chartered Accountant & Company Secretary by qualification, having a vast experience of 15 years and has served ICICI Bank Ltd. as National Head - Credit Risk for Business Banking Group, SME. First 6 years of his career, he has experience in housing finance with ICICI Bank and in last assignment for housing was managing entire North & east zone for credit risk, Product in housing finance business.