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AAVAS FINANCIERS LIMITED (Formerly known as Au HOUSING FINANCE LIMITED) was originally incorporated as a private limited company at Jaipur, Rajasthan, under the name of “Au Housing Finance Private Limited” under the Companies Act, 1956 on February 23, 2011.

Company got registered with National Housing Bank (subsidiary of Reserve Bank of India) as a Housing Finance Company (HFC) and awarded the license from National Housing Bank (NHB) in August 2011.

It formally started its operations in March, 2012.

Subsequently, the name of the Company was changed to “Au Housing Finance Limited” due to conversion from a private company to a public company on January 10, 2013.

In March, 2017, the name of the company was changed from “Au HOUSING FINANCE LIMITED” to “AAVAS FINANCIERS LIMITED” (AAVAS) vide fresh Certificate of Incorporation (COI) dated 29th March, 2017.

AAVAS is engaged in the business of providing housing loans, primarily in the un-served, unreached and under-served market which include the States of Rajasthan, Maharashtra, Gujarat, Madhya Pradesh, Haryana and Delhi.

Board of Directors
Our Team

Mr. Sushil Kumar Agarwal

Whole Time Director and CEO

He is a Chartered Accountant & Company Secretary by qualification, having a vast experience of 15 years and has served ICICI Bank Ltd. as National Head – Credit Risk for Business Banking Group, SME.

Mr. Krishan Kant Rathi

Independent Director

He holds a bachelor’s degree in commerce and is a qualified Chartered Accountant (CA) and Company Secretary (CS) with more than 25 years of professional experience in finance and accounting functions.

Mrs. Kalpana Iyer

Independent Woman Director

She is the former director of Positron Advisory Services. She was also the Sr. Vice President at Citibank where she was in charge of ‘Women’s Banking’, a new initiative in retail banking that is aimed at structuring products.

Mr. Sandeep Tandon

Independent Director

Mr. Sandeep Tandon Co-founded Accelyst Solutions Pvt. Ltd. in 2010 and has been its Chief Business Officer since September 1, 2015.

Mr. K. R. Kamath

Investor Nominee Director (on behalf of “Kedaara Capital”)

Mr. K.R. Kamath is the former Chairman & Managing Director of Punjab National Bank (2009-14). He also served as Chairman of PNB Housing Finance Ltd.

Mr. Vivek Vig

Investor Nominee Director (on behalf of “Partners Group”)

Mr. Vivek Vig is a Post Graduate from the Indian Institute of Management (Bangalore). Since then he has gained over 30 years of Retail Banking experience in India and different parts of the globe.

Mr. Nishant Sharma

Investor Nominee Director (on behalf of “Kedaara Capital”)

Mr. Nishant Sharma is a Co-Founder & Managing Director of Kedaara Capital Advisors LLP, an investment advisory firm focused on India.

Mr. Manas Tandon

Investor Nominee Director (on behalf of “Partners Group”)

Mr. Manas Tandon, Managing Director, Private Equity India Manas Tandon is part of the Asia private equity team, based in Mumbai. He has over 17 years of industry experience.

Mr. Kartikeya Kaji

Investor Nominee Director (on behalf of “Kedaara Capital”)

Mr. Kartikeya Kaji is a Principal at Kedaara Capital Advisors LLP, a private equity advisory firm focused on India.